we tried credit union, we meet all the criteria, and

回答: yes, credit unions are good place to start too..jy1012010-12-20 19:59:40

their interest rate is low too. The big ctch is that we have to pay back in 10 years. then the monthly fee will be very high. IS this normal for all small bank loans?

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I didn't get you. My membership is only $20 -SunshineInCA- 给 SunshineInCA 发送悄悄话 (166 bytes) () 12/20/2010 postreply 21:10:43

Sorry, I meant the loan pay back period was 10 years max, not 30 -黎明新生- 给 黎明新生 发送悄悄话 (93 bytes) () 12/20/2010 postreply 22:22:07

No way, my case is 30 year fixed loan. -SunshineInCA- 给 SunshineInCA 发送悄悄话 (0 bytes) () 12/20/2010 postreply 22:37:38

yes, i got 5/1 15yrs pay back 50% LTV -leappad- 给 leappad 发送悄悄话 leappad 的博客首页 (19 bytes) () 12/21/2010 postreply 06:37:54

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