take care of the human capital

some thoughts after seeing bros and sis posts about stress in life due to job loss, working on rental etc.

just want to put things in perspective.

say you earn $100k/year, it takes a $2m bond portfolio with 5% return to generate the same income. so your human capital worths $2m just from the earning power alone.

Plus you are also a son/daughter/wife/hubby/mom/dad/friend/member of the community.... I'd at least triple the $2m to put a true value on your human capital.... so you are valued at $6m.

compared to all the other investments (say a $60k rental house), how much attention are you paying to this $6m asset?

Probably too little.

I think I am gonna write a book to put a number on all the fuzzy aspects in life.

 

所有跟帖： 

• disagree on the 6mil number... -jy101- ♂ (101 bytes) () 12/16/2010 postreply 05:50:46

• you will be my co-author LOLOLOL -noconfusion- ♂ (33 bytes) () 12/16/2010 postreply 05:57:42

• Dude, why are you posting at 5 in the morning? -Conehead- ♂ (0 bytes) () 12/16/2010 postreply 06:45:30

• because the earth is not flat -noconfusion- ♂ (50 bytes) () 12/16/2010 postreply 06:55:58

• I had the impression that you are -Conehead- ♂ (46 bytes) () 12/16/2010 postreply 06:59:11

• haha, you guys made my day! -美西游子- ♀ (0 bytes) () 12/16/2010 postreply 10:27:50

• HA HA -rx300- ♂ (0 bytes) () 12/16/2010 postreply 07:20:43

• ignore it. -youandmychina- ♂ (168 bytes) () 12/16/2010 postreply 10:12:36

• He is an old and SOFTware-engineer. -Morning3evening4- ♂ (48 bytes) () 12/16/2010 postreply 07:34:38

• it's sad, no more m3e4 type of craziness for me :) -noconfusion- ♂ (0 bytes) () 12/16/2010 postreply 07:43:41