thanks for sharing. one thing I am not sure

just because he has foreclosure history doesn't meant it's going to be hard for him to rent another house or he is poor. how many tenants are there w/ decent FICO?  这帮人是主客源。 keep in mind, rich people default, too. 他们现在租你的房,一边儿让你伺候着,一边儿修补他们的信誉,3、5年后,又是一条好汉。

that's not my point.  what I mean is to rent out to simple people. 

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