I still think this is a scary stock: the company produced only $5 million revenue, and only a bit over $1 million cash on hand, it needs to execute everything right before it stumbles. And with the market cap approching $100 million, the valuation is way out of whack. Most likely big dilutions are coming, especially given its OTC bulletin board status, you never know where "hidden" dilutions will come from.
You'd think it might be the Microsoft of mobile financial transaction, but for every Microsoft there are maybe 20 microcap stocks that failed miserably. As to the mobile financial transaction goes, I feel uncomfortable doing deposits or billpayments that way, call me old fashioned but I like to sit down and pay my bills slowly :-)