The only thing changing is "different"

回答: haha, my life as an insurance agent....jy1012010-10-28 19:24:08

product to sell ...

When interest rate was high (in 80's), Universal Life is the one; When stock market was very strong, VUL (Variable Universal Life) is the one; Nowadays, pure whole life is making a comeback, together with all flavors of annuity.

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