Very expensive PMI

来源: Conehead 于 2010-10-28 09:39:25 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (165 bytes)

If you had borrowed just $21K less, you wouldn't have to pay PMI at all. So essentially you are paying $173.38*12 "interest" on $21K, about 10% ... 

所有跟帖： 

• Indeed. -worriedmom2g- ♀ 给 worriedmom2g 发送悄悄话 (362 bytes) () 10/28/2010 postreply 09:45:26

• Not for long and it has income limitation -Conehead- ♂ 给 Conehead 发送悄悄话 Conehead 的博客首页 (216 bytes) () 10/28/2010 postreply 09:51:31

• Thanks for the link. Will start paper work on getting money from -worriedmom2g- ♀ 给 worriedmom2g 发送悄悄话 (0 bytes) () 10/28/2010 postreply 10:02:34

• Nobody has said you can't pre-pay. -凌长老- ♂ 给 凌长老 发送悄悄话 凌长老 的博客首页 (177 bytes) () 10/28/2010 postreply 10:27:31

• I guess $173.38包括了pricipal, interest, and may be mortgage insura -万枫- ♂ 给 万枫 发送悄悄话 万枫 的博客首页 (20 bytes) () 10/28/2010 postreply 09:46:46

• Are you sleepy? :-) -Conehead- ♂ 给 Conehead 发送悄悄话 Conehead 的博客首页 (0 bytes) () 10/28/2010 postreply 09:49:12

• No, just PMI alone is$173.38 per month. Principal, interest -worriedmom2g- ♀ 给 worriedmom2g 发送悄悄话 (57 bytes) () 10/28/2010 postreply 09:50:47

• oops！ my mistake -万枫- ♂ 给 万枫 发送悄悄话 万枫 的博客首页 (0 bytes) () 10/28/2010 postreply 09:54:20

• Even 0% interest will be much more than that ...:-) -Conehead- ♂ 给 Conehead 发送悄悄话 Conehead 的博客首页 (0 bytes) () 10/28/2010 postreply 09:55:34

• I was talking about his second mortgage ($21k) -万枫- ♂ 给 万枫 发送悄悄话 万枫 的博客首页 (61 bytes) () 10/28/2010 postreply 10:00:37

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