question about Umbrella insurance, thanks

Is it an additional policy other than your indiviudal policy of auto, residential and rental? I know it covers them all, but you have to pay for that separately right?

I called the insurance, and that is their explaination, but I want to confirm with the landlords here

Thanks very much!

所有跟帖： 

• your agent is right... -jy101- ♂ (833 bytes) () 09/16/2010 postreply 13:42:27

• 谢JY 斑竹!! -ctimeagain- ♀ (0 bytes) () 09/16/2010 postreply 13:48:26

• I complained to my agent yesterday about the >10% increase -Morning3evening4- ♂ (224 bytes) () 09/16/2010 postreply 13:52:47

• Mine is slightly higher. -凌长老- ♂ (0 bytes) () 09/16/2010 postreply 14:02:24

• Which company? I am in American Family Insurance. -Morning3evening4- ♂ (59 bytes) () 09/16/2010 postreply 14:05:28

• The quote I get for 1 M is only $209 -ctimeagain- ♀ (0 bytes) () 09/16/2010 postreply 14:02:44

• Very good price! -凌长老- ♂ (0 bytes) () 09/16/2010 postreply 14:04:33

• too much work though, I would have move all the policies to this -ctimeagain- ♀ (0 bytes) () 09/16/2010 postreply 14:08:03

• Great! I started with 202 per year in 2003, I remember. -Morning3evening4- ♂ (31 bytes) () 09/16/2010 postreply 14:06:57

• the premium is base on how much liability insurance company expo -jy101- ♂ (311 bytes) () 09/16/2010 postreply 14:38:24

• The agent told me the only way to reduce my premium -Morning3evening4- ♂ (227 bytes) () 09/16/2010 postreply 17:48:16