回复：refinance

来源: CaLoanAgent 于 2010-08-11 21:07:10 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (372 bytes)

This is the typical case that you don't need to refi.

There are one way to calculate whether you need to refi or not. You can compare the following:
1)old monthly payment * the month left
2)new monthly payment * 120.

You will find out that you may pay more money if you refi.

For your case, there is only one answer: NO Refi is also one option.

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