What's your loan amount? Did she mention any points?

来源: 东门庆 于 2010-08-11 17:26:55 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (444 bytes)
回答: she did not mention that 由 东门庆 于 2010-08-11 17:08:07

What's your loan amount? Did she mention any points?
Its hard to believe that you can get such rate if your loan amount is just $80K.
But if there is no other lien on your property, you try to get HELOC to pay off current loan. At this time, the interest rate for HELOC is about 3%. Beware it is an adjustable rate. It can be changed every 3 months. If your loan amount is really that small, I do not see any problem to do it with HELOC.

所有跟帖： 

• Re -leilei123- ♀ 给 leilei123 发送悄悄话 leilei123 的博客首页 (265 bytes) () 08/11/2010 postreply 17:30:52

• Nromally HELOC can't be 1st lien -RE8888- ♂ 给 RE8888 发送悄悄话 RE8888 的博客首页 (269 bytes) () 08/11/2010 postreply 17:34:01

• Thanks. -leilei123- ♀ 给 leilei123 发送悄悄话 leilei123 的博客首页 (0 bytes) () 08/11/2010 postreply 17:36:45

• points is also the money that you need pay -东门庆- ♂ 给 东门庆 发送悄悄话 东门庆 的博客首页 (285 bytes) () 08/11/2010 postreply 17:35:42

• Thanks a lot. -leilei123- ♀ 给 leilei123 发送悄悄话 leilei123 的博客首页 (0 bytes) () 08/11/2010 postreply 17:37:23

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