回复:SEP IRA与Tranditional IRA的比较

I'm not 大地主, but SEP IRA may have higher contribution limits when your income is high: 25% of compensation (if you're an employee of your own corporation) up to $49,000; 20% of self-employment income (if self-employed) up to $49,000.
Please note the income here is not rental income(passive income), it is the earned income/compensation(say, you pay SSN tax on it). Traditional IRA also requires earned income.

Since SEP IRA is only contributed by employer(you must contribute to all qualified employees), the word 'match' doesn't mean anything. You pay all, no employee contribution. The cost to setup SEP IRA is very low.

If you are a small business owner, you can also consider Simple IRA; Self employed person have other choice like solo 401k.

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