回复：Tax rate should be higher when retire.Have a traditional

来源: sunskitehomes 于 2010-04-12 05:16:40 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (599 bytes)

It's likely that you already have regular 401K, which is before tax. In this case, having a Roth would diversify your tax treatment for retirement. That is, 401K is before tax, so you get deduction now and pay tax at distribution. Roth IRA is after tax, so you pay tax now, but tax-free at distribution.

Find a company that has local branch, they would do it within a day. In DC, there is an E-trade office, many Charles Schwarb, maybe some TDWaterhouse. A bank could be another choice, though you will have to pay a fee about 60-100 to transfer to another place.

Hope this helps.

所有跟帖： 

• why bother higher tax if there is no much income after -美西游子- ♀ 给 美西游子 发送悄悄话 美西游子 的博客首页 (9 bytes) () 04/12/2010 postreply 08:22:20

• I dream the day when I have more passive income than expense ;) -sunskitehomes- ♂ 给 sunskitehomes 发送悄悄话 sunskitehomes 的博客首页 (0 bytes) () 04/12/2010 postreply 13:03:48

• I won't have three kids for deduction -cielo- ♀ 给 cielo 发送悄悄话 cielo 的博客首页 (0 bytes) () 04/12/2010 postreply 10:44:46

• Thanks. Thinking about Vanguard. is it reliable? -Cielo- ♀ 给 Cielo 发送悄悄话 Cielo 的博客首页 (0 bytes) () 04/12/2010 postreply 10:45:27

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