- 20世纪初:定投概念萌芽(美国投资界出现定期投资思想)
- 1949年:本杰明·格雷厄姆在《聪明的投资者》中系统阐述了类似 DCA 的思想
- 1976年:约翰·C·博格(John C. Bogle)创立 Vanguard 并推广指数基金,把 DCA 与被动投资结合推广开来
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