Vanguard: Many boomers are losing the battle for retirement security. Gen Xers? Doing a bit better.
Roughly 6 in 10 Americans are not on track to be financially secure in retirement, according to the report. Among workers aged 61 to 65 — those slowly sliding out of the workforce at the moment — only the top 30% of income earners, or those earning between $67,000 and $436,000, are ready for retirement.
The rest will rely heavily on Social Security, the researchers found. And that’s not good.
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