Smarter Implementation Strategy:
- Base DCA: Continue your regular DCA (e.g., $500/month into QQQ).
- Tactical Boosts: When VIX > 28–30, add a booster amount (e.g., invest $700 instead of $500).
- Optional Cash Reserve: Keep a small reserve for these “high-VIX” months to avoid interrupting your normal plan.
This hybrid keeps the DCA discipline intact while opportunistically using VIX spikes to enhance returns.