打算申请一个Home Equity Line of Credit, 请问

bank根据什么来决定给不给我line of credit，给多少？是不是要派人来appraise，做一番comparable analysis以后才决定？

所有跟帖： 

• mostly up to 75% of property value... you get (75% of house valu -CrystalWater- ♀ (0 bytes) () 03/11/2010 postreply 12:08:55

• Even if I have little or no equity in the house, -SouthernCal- ♀ (44 bytes) () 03/11/2010 postreply 12:19:04

• No. Only based on your current equity. -borisg- ♀ (0 bytes) () 03/11/2010 postreply 12:51:20

• Back to my original question- how do banks figure out -SouthernCal- ♀ (36 bytes) () 03/11/2010 postreply 13:00:34

• Example ... -CrystalWater- ♀ (189 bytes) () 03/11/2010 postreply 14:58:43

• Sorry, should be apprasal value, not market value. -CrystalWater- ♀ (0 bytes) () 03/11/2010 postreply 15:09:42

• Thanks!! -SouthernCal- ♀ (0 bytes) () 03/11/2010 postreply 15:11:11

• Yes, Bank will send someone to appraise your property -planotx- ♂ (223 bytes) () 03/11/2010 postreply 14:55:47

• 多谢了！ -SouthernCal- ♀ (0 bytes) () 03/11/2010 postreply 15:10:46