LT capital gain tax rate is 0%, 15% and 20% for single filer with income between 0-48K, 48K-533K, and > 533K, respectively.
问题: 只有10K 的收入, 但有200K的LTCG, 怎么交税呢?一些网站似乎是说这种情况下200K都是不用交税的, 而谷狗AI说一部分不交税一部分按15%交税。请有经验的说一下到底是怎么样的情况, 多谢。对于普通中产,除了努力赚钱增加收入,尽可能避税也很重要啊。
这是谷歌的回答:
- Determine total taxable income: Your total taxable income is $10,000 (ordinary income) + $200,000 (long-term capital gain) = $210,000.
- 0% Rate: For single filers in 2025, the 0% long-term capital gains tax rate applies to taxable income up to $48,350. The first $38,350 of your long-term capital gain ($48,350 - $10,000) falls into this 0% bracket.
- 15% Rate: The remaining portion of your long-term capital gain ($200,000 - $38,350 = $161,650) falls into the 15% bracket, as your total taxable income ($210,000) is above the $48,350 threshold but below $533,400.
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