短期国债。分红基金也不过4%,还有风险。

如果五年以上不用的现金,还是建议入股市。
As of May 2, 2025, the U.S. 4-week Treasury bill rate is 4.23%, the 3-month rate is 4.20%, and the 6-month rate is 4.04%These rates are slightly higher than the previous day and lower than the rates a year ago. 

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谢谢 -SNHmom2015- 给 SNHmom2015 发送悄悄话 (0 bytes) () 05/02/2025 postreply 10:24:09

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