I would go with either Orange or Loan #1

来源: va_landlord 于 2010-01-05 06:50:14 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (435 bytes)

In most cases, once you get the loan, and do not change the mailing address away from that newly bought property in six months, you should be alright. But, if you default in the future, then it is a fraud.

If you want to keep the house for a long time, I would go with loan#1. You always have the opportunity to do no cost refinance, so I would not want to pay more to reduce the rate.

Or, get a lower rate with the ARM.

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• agree. Low closing cost, or zero upfront is always good -sunskitehomes- ♂ 给 sunskitehomes 发送悄悄话 sunskitehomes 的博客首页 (328 bytes) () 01/05/2010 postreply 07:14:59

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