连续4年超过30%, 太牛了！

来源: JerseyBird 于 2024-11-08 07:23:53 [档案] [博客] [旧帖] [给我悄悄话] 阅读数 : (343 bytes)

回答: 俺家401K 现在现金20%，算不算合理？由 Mich_Agent 于 2024-11-08 06:53:20

20% 现金合不合理太抽象，完全要看你的asset size， your age, your annual spending and if you have any other "guaranteed" income 有关。

The three buket rule suggests to have two years of living expenses in cash for a retired person, just to wether the market storm.

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