"--- Totally True. I cant tell you. Bank dont give special treatment to lawyers."
>>>> Do not agree. they are lawyers specializing loan mod. Knows the Obama's policy better and can meaningfully/powerfully argue with the bank who are using tax payer's money for their rescue.
"salary freeze doesn't mean you have hardship, it only means you didn't have a increase in salary this year.
-- True, that is what I said why their solicitation sounds dumb."
That's what i honestly told them. They are confident they can use this as an evidence. Also they mention they have exteme high success rate. I mean 'extremely' high rate! and they are confident to charge you big money upfront with a gurantee. If they don't have this confidence, i told them they are wasting their's and my time.