刚刚发现我租的Condo门口贴了张“Notice of Mortage Foreclosure Sale”，才知道原房东在前几个星期申请了个人破产。
请教各位高人：
1. 是否这意味着银行现在own这个房子，而不是原房东？
2. 我刚刚把10月份的房租支票寄出去，是否应该通知银行停付支票？如何把押金要回来？
3. 停付10月份的支票会不会在将来成为对我不利的证据？owner可能以此为凭来申请驱逐我呢？
4. Notice上说原房东欠大院127K贷款，房子将于10/15拍卖。请问何处可以查到拍卖信息？一般这类型的拍卖起价如何？
5. 如果有人买了，我是否会被驱逐？是否我应该收到通知？我听说新法律保护住客不会被立即驱逐，而是有90天的通知期限？
附Notice的原文：
HIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBIT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELLOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: this sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale. plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Jeffrey Boczar and Roxanne Boczar, hu*****and and wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc, as nominee for lender and lender's successors and/or assigns, Mortgagee, dated May 26, 2005, and recorded on June 23, 2005 in Liber 4487 on Page 248, Washtenaw county records, Michigan, and assigned by said Mortgagee to BAC Home Lcans Servicing, L.P. as assignee, on which mortgage there is claimed to be due at the date hereof the sum of $127,041.50, including interest at 6.375% per annium.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Washtenaw Country, at 10am, on Oct. 15, 2009.
Said premises are situated in City of Ann Arbor, Washtenaw Country, Michigan, and are described as: Unit 37, Woodside Meadows Condominium according to the master deed recorded in liber 4339, page 629, amendment liber 4432, page 84 as designed at Macomb Country Condominium Subdivision Plan No. 437, together with rights in common elements and limited common elements as set forth in the above and as provided in Act 59 of 1978 as amended.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: Sep. 17, 2009
For more information, please call:
FC X 248-593-1302
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwesten Highway, Suite 200
Farmington Hills, Michigan 48334
File #284959f01
请教各位高人：
1. 是否这意味着银行现在own这个房子，而不是原房东？
2. 我刚刚把10月份的房租支票寄出去，是否应该通知银行停付支票？如何把押金要回来？
3. 停付10月份的支票会不会在将来成为对我不利的证据？owner可能以此为凭来申请驱逐我呢？
4. Notice上说原房东欠大院127K贷款，房子将于10/15拍卖。请问何处可以查到拍卖信息？一般这类型的拍卖起价如何？
5. 如果有人买了，我是否会被驱逐？是否我应该收到通知？我听说新法律保护住客不会被立即驱逐，而是有90天的通知期限？
附Notice的原文：
HIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBIT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELLOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: this sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale. plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Jeffrey Boczar and Roxanne Boczar, hu*****and and wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc, as nominee for lender and lender's successors and/or assigns, Mortgagee, dated May 26, 2005, and recorded on June 23, 2005 in Liber 4487 on Page 248, Washtenaw county records, Michigan, and assigned by said Mortgagee to BAC Home Lcans Servicing, L.P. as assignee, on which mortgage there is claimed to be due at the date hereof the sum of $127,041.50, including interest at 6.375% per annium.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Washtenaw Country, at 10am, on Oct. 15, 2009.
Said premises are situated in City of Ann Arbor, Washtenaw Country, Michigan, and are described as: Unit 37, Woodside Meadows Condominium according to the master deed recorded in liber 4339, page 629, amendment liber 4432, page 84 as designed at Macomb Country Condominium Subdivision Plan No. 437, together with rights in common elements and limited common elements as set forth in the above and as provided in Act 59 of 1978 as amended.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: Sep. 17, 2009
For more information, please call:
FC X 248-593-1302
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwesten Highway, Suite 200
Farmington Hills, Michigan 48334
File #284959f01
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