超过premium的那部分可能要交

Cashing out your policy

You’re able to withdraw up to the amount of the total premiums you’ve paid into the policy without paying taxes. But if you withdraw on any gains, such as dividends, you can expect them to be taxed as ordinary income.

https://www.aflac.com/resources/life-insurance/is-the-cash-value-of-life-insurance-taxable.aspx

所有跟帖： 

• 估计一般的life insurance 的cash value 超不过premium 吧 -自了汉- ♂ (0 bytes) () 05/26/2024 postreply 13:52:52

• Cash value - (primium - 真正买人寿保险primium )就是要交的税，人寿保险远比普通人寿保险贵 -Wendy666- ♀ (0 bytes) () 05/26/2024 postreply 14:33:37

• total premiums you’ve paid into the policy -自了汉- ♂ (90 bytes) () 05/26/2024 postreply 16:41:50

• 没什么应该不应该， 我已经上过税了。每年都买了人寿保险， 费用最后扣出后才是"投资成本"，所以你还要上税。 -Wendy666- ♀ (222 bytes) () 05/26/2024 postreply 18:40:19