是否需要Re-fin? 请帮忙。谢谢

我又一出租房，7年的ARM(5.125%)下个月到期，我记得有人在本坛问过，答复是如果不Re-fin，可能月付会更低。是这样吗？如果我现在做Re-fin,利息会是多少？谢谢了。

所有跟帖： 

• Why "不Re-fin，可能月付会更低" -RE8888- ♂ (150 bytes) () 09/29/2009 postreply 11:35:30

• 回复：Why "不Re-fin，可能月付会更低" -大北- ♂ (124 bytes) () 09/29/2009 postreply 11:49:46

• add 0.5 for next year, 5.625? -xichen- ♀ (0 bytes) () 09/29/2009 postreply 12:38:12

• Yes, it's very possible. What's your loan term? -any_more_left- ♂ (9 bytes) () 09/29/2009 postreply 11:48:07

• 回复：Yes, it's very possible. What's your loan term? -大北- ♂ (35 bytes) () 09/29/2009 postreply 11:50:24

• Lender can choice max cap rate (in your note) too -RE8888- ♂ (6 bytes) () 09/29/2009 postreply 11:55:25

• what's your margin? -美西游子- ♀ (0 bytes) () 09/29/2009 postreply 11:56:11

• 回复：what's your margin? -大北- ♂ (104 bytes) () 09/29/2009 postreply 11:59:56

• what's your max cap rate? -RE8888- ♂ (0 bytes) () 09/29/2009 postreply 12:04:10

• probably around 3.5% if there's no floor rate -any_more_left- ♂ (0 bytes) () 09/29/2009 postreply 14:06:42

• You should have a planning now -CaLoanAgent- ♂ (191 bytes) () 09/29/2009 postreply 13:06:55

• I am kinds of lost of what you guys -syn- ♀ (173 bytes) () 09/29/2009 postreply 17:06:15

• 有可能。如果我去年不refi我的5yr ARM， -金色风铃- ♀ (127 bytes) () 09/29/2009 postreply 17:18:35