pay attention to expense ratio

来源: 柠檬椰子汁 2024-04-30 08:16:31 [] [博客] [旧帖] [给我悄悄话] 本文已被阅读: 次 (8727 bytes)
回答: 请教401K退休账户的基金选择rongrong2024-04-30 08:07:34

建议你去掉bond和passive investment,VBTIX JPMCB,纯碎在浪费钱。

剩下的fund,你可以看到VFFSX expense 非常低,其他的fund,expense很高,还不一定跑得过指数。expense扣去以后,基本上都跑不赢。

 

VBTIX Vanguard Institutional Total Bond Market Index Trust 

JPMCB SmartRetirement® Passive Blend 2035 Fund CF-B 

VFFSX Vanguard Institutional 500 Index Trust  expense ratio, 0.010%

PRGFX T. Rowe Price Growth Stock Trust C   expense: 0.67%

JVMRX John Hancock Funds Disciplined Value Mid Cap Fund Class R6 expense:0.75%

FSPTX  Fidelity® Select Technology Portfolio  expense: 0.7%
 

RFNGX American Funds Fundamental Investors® Class R-6

VMCPX Vanguard Mid-Cap Index Fund Institutional Plus Shares

NRGSX Neuberger Berman Genesis Fund Class R6

VSCPX Vanguard Small-Cap Index Fund Institutional Plus Shares

Vanguard Developed Markets Index Trust

VTSNX Vanguard Total International Stock Index Fund Institutional Shares

GQG Partners International Equity CIT Class D

所有跟帖: 

好的,谢谢指教! -rongrong- 给 rongrong 发送悄悄话 rongrong 的博客首页 (154 bytes) () 04/30/2024 postreply 08:41:39

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