看中了本地的一个独立屋,售价21万三,准备现金购入后用于出租,房子是2018年建的,只有一个owner,准备下周交割(closing), in regards to "owner's title insurance", (cost $1100), lawyer says if its bank loan, then not needed, however, because it is cash sale, so he strongly recommends, 我们有些犹犹豫,不知要不要购买这个'owner's title insurance".
求宝贵建议忠告 并提前致谢