100万起开始年取12万，3%，4%，5% 通胀率账户情况

				Balance			Balance			Balance	without withdrawal
Year	SP500 Dividends reinvested	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	1000000
2013	32.05	120000	1000000	1200500	120000	1000000	1200500	120000	1000000	1200500	1320500
2014	13.52	123600	Yearly inflation	1239208	124800	Yearly inflation	1238008	126000	Yearly inflation	1236808	1499032
2015	1.38	127308	3%	1129001	129792	4%	1125300	132300	5%	1121576	1519718
2016	11.77	131127		1130757	134984		1122764	138915		1114670	1698589
2017	21.61	135061		1240052	140383		1225011	145861		1209689	2065654
2018	-4.23	139113		1048485	145998		1027194	153154		1005366	1978277
2019	31.20	143286		1232326	151838		1195841	160811		1158228	2595499
2020	18.06	147585		1307300	157912		1253898	168852		1198552	3064247
2021	28.50	152012		1527868	164228		1447030	177295		1362845	3937557
2022	-18.04	156573		1095667	170797		1015188	186159		930829	3227222
2023	26.29	161270		1222448	177629		1104452	195467		980076	4075658