100万起开始年取8万，3%，4%，5% 通胀率账户情况

				Balance			Balance			Balance	without withdrawal
Year	SP500 Dividends reinvested	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	1000000
2003	28.36	80000	1000000	1203600	80000	1000000	1203600	80000	1000000	1203600	1283600
2004	10.74	82400	Yearly inflation	1250467	83200	Yearly inflation	1249667	84000	Yearly inflation	1248867	1421459
2005	4.83	84872	3%	1225992	86528	4%	1223498	88200	5%	1220987	1490115
2006	15.61	87418		1329951	89989		1324496	92610		1318973	1722722
2007	5.48	90041		1312792	93589		1303490	97241		1294012	1817127
2008	-36.55	92742		740225	97332		729732	102103		718948	1152967
2009	25.94	95524		836715	101226		817799	107208		798236	1452047
2010	14.82	98390		862326	105275		833723	112568		803966	1667240
2011	2.10	101342		779093	109486		741745	118196		702653	1702252
2012	15.89	104382		798509	113865		745744	124106		690198	1972740
2013	32.05	107513		946918	118420		866335	130312		781095	2605003
2014	13.52	110739		964203	123156		860307	136827		749872	2957200
2015	1.38	114061		863448	128083		744097	143669		616552	2998009
2016	11.77	117483		847593	133206		698471	150852		538268	3350875
2017	21.61	121007		909751	138534		710876	158395		496194	4074999
2018	-4.23	124637		746631	144075		536731	166314		308890	3902627
2019	31.20	128377		851203	149838		554352	174630		230634	5120246
2020	18.06	132228		872702	155832		498636	183361		88925	6044963
2021	28.50	136195		985228	162065		478682	192530		-78261	7767777
2022	-18.04	140280		667212	168548		223780	202156		-266298	6366470
2023	26.29	144489		698134	175290		107322	212264		-548572	8040215