100万起开始年取6万，3%，4%，5% 通胀率账户情况

				Balance			Balance			Balance	without withdrawal
Year	SP500 Dividends reinvested	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	1000000
1993	9.94	60000	1000000	1039400	60000	1000000	1039400	60000	1000000	1039400	1099400
1994	1.28	61800	Yearly inflation	990904	62400	Yearly inflation	990304	63000	Yearly inflation	989704	1113472
1995	37.11	63654	3%	1294975	64896	4%	1292910	66150	5%	1290834	1526682
1996	22.68	65564		1523112	67492		1518650	69458		1514137	1872933
1997	33.10	67531		1959731	70192		1951132	72930		1942386	2492874
1998	28.34	69556		2445562	72999		2431084	76577		2416282	3199355
1999	20.88	71643		2884553	75919		2862775	80406		2840395	3867380
2000	-9.03	73792		2550285	78956		2525311	84426		2499482	3518156
2001	-11.85	76006		2172070	82114		2143947	88647		2114646	3101254
2002	-21.97	78286		1616580	85399		1587523	93080		1556978	2419909
2003	28.36	80635		1994407	88815		1948930	97734		1900804	3106195
2004	10.74	83054		2125552	92367		2065878	102620		2002330	3439800
2005	4.83	85546		2142671	96062		2069598	107751		1991291	3605942
2006	15.61	88112		2389030	99904		2292758	113139		2188992	4168830
2007	5.48	90755		2429193	103901		2314500	118796		2190153	4397282
2008	-36.55	93478		1447845	108057		1360494	124736		1264917	2790075
2009	25.94	96282		1727134	112379		1601027	130972		1462063	3513821
2010	14.82	99171		1883924	116874		1721425	137521		1541220	4034569
2011	2.10	102146		1821340	121549		1636026	144397		1429189	4119295
2012	15.89	105210		2005541	126411		1769580	151617		1504670	4773851
2013	32.05	108367		2539950	131467		2205263	159198		1827719	6303871
2014	13.52	111618		2771734	136726		2366688	167158		1907668	7156154
2015	1.38	114966		2695017	142195		2257154	175516		1758478	7254909
2016	11.77	118415		2893806	147883		2374938	184291		1781160	8108812
2017	21.61	121968		3397190	153798		2734363	193506		1972563	9861126
2018	-4.23	125627		3127862	159950		2458750	203181		1685942	9444000
2019	31.20	129395		3974359	166348		3059531	213340		1998615	12390528
2020	18.06	133277		4558851	173002		3439081	224007		2135558	14628258
2021	28.50	137276		5720848	179922		4239296	235208		2508984	18797311
2022	-18.04	141394		4547413	187119		3287408	246968		1809395	15406276
2023	26.29	145636		5597292	194604		3957064	259317		2025769	19456586