如果楼主账面财富已经达到20-30米，放个5-10米到家族基金会里话，窃以为有文章可做的。

否则一卖出，收益的一半就给Uncle Sam了，为什么不自己管理，自己控制用处呢？

ChatGPT关于费用的回答:

The cost of creating and maintaining a Private Foundation can vary widely depending on the size of the foundation, the complexity of its operations, and the services required to manage it effectively. Here's a breakdown of the types of costs involved:

Initial Setup Costs

• Legal and Professional Fees: These are the costs associated with establishing the legal entity for the foundation, including drafting the articles of incorporation and bylaws, and filing the necessary paperwork with state and federal agencies. Legal fees can range from a few thousand dollars to $20,000 or more, depending on the complexity and the professional rates.

• Tax-Exempt Status Application: Applying for tax-exempt status with the IRS requires filing Form 1023 or 1023-EZ for smaller foundations. The IRS charges a filing fee, which is currently $600 for Form 1023 and $275 for Form 1023-EZ. Professional assistance with this application can add to the cost.

Ongoing Operational Costs

• Administrative Expenses: These include day-to-day operating expenses such as office space, utilities, supplies, and technology support. Costs vary widely depending on the foundation's size and operational complexity.

• Staffing: Salary and benefits for any staff employed directly by the foundation are a significant expense. Some smaller foundations choose to operate without staff or with minimal staff to keep costs down, relying instead on board members and volunteers.

• Professional Services: Many foundations hire external professionals for investment management, legal advice, tax preparation, and grantmaking support. Fees for these services can range from a few thousand to hundreds of thousands of dollars annually, depending on the level of service required.

• Grantmaking Expenses: These are costs associated with the foundation's charitable activities, including due diligence, monitoring of grant recipients, and evaluation of grant outcomes.

• Compliance and Reporting: Private foundations are required to file annual tax returns (Form 990-PF) and may have state-specific filing requirements as well. Preparing these filings, especially if professional help is needed, can cost several thousand dollars each year.

Estimated Annual Operating Costs

As a general rule, the annual operating costs of a private foundation can range from 1% to 2% of its assets for large foundations (with assets over $50 million) to over 10% for very small foundations (with assets under $1 million). For a modestly sized foundation with assets of $1-5 million, operating costs might typically range from $50,000 to $100,000 or more per year, depending on the factors above.

It's important for those considering establishing a private foundation to carefully assess these costs in the context of their philanthropic goals and financial capacity. Foundations can provide a structured way to manage charitable giving, engage family members, and leave a lasting legacy, but they do require a significant commitment of time, resources, and ongoing management to operate effectively.

 

所有跟帖： 

• 特别麻烦，需要一个团队，而且账目公开，没有隐私，IRS可查的严 -BrightLine- ♂ (0 bytes) () 03/07/2024 postreply 19:02:02