不需要

https://www.fidelity.com/go/manage-cash-rising-costs#:~:text=At%20Fidelity%2C%20any%20uninvested%20cash,leading%20value%20for%20our%20customers.

You open a brokage account at Fidelity. You can deposit as little as $1.

所有跟帖： 

• 我找的是FDZXX,这个SPAXX 不就是我们平时开的买国债CD的吗？这个不用 -MrsKwok- ♀ (92 bytes) () 01/18/2024 postreply 15:21:17

• 一些政府红利啥的 -MrsKwok- ♀ (0 bytes) () 01/18/2024 postreply 15:21:53