再次感谢。Backdoor to Roth IRA 需要做同样的事吗？具体问题请见内。

沉默是嘛! · 2024-01-09 19:06:40Z

再次感谢。Backdoor to Roth IRA 需要做同样的事吗？具体问题请见内。简介

来源: 沉默是嘛! 于 2024-01-09 19:06:40 [档案] [旧帖] [给我悄悄话] 阅读数 : (816 bytes)

回答: 你需要打电话先把钱转到TIRA，然后再走正常的Backdoor Roth IRA。由硅谷居士于 2024-01-09 17:17:41

下面这种操作和Backdoor to Roth IRA 是一回事吗？

You may have contributed to a traditional IRA because you thought your income was going to be too high to be eligible for a Roth IRA contribution. But if your income ended up being lower than you expected, you may prefer to take advantage of the Roth IRA.

A recharacterization lets you move that year's contribution to a Roth IRA, which offers the ability to take tax-free withdrawals in retirement.*

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• 如果你觉得收入低于Roth的限制，你也可以打电话把钱从TIRA转成Roth IRA -硅谷居士- ♂ (0 bytes) () 01/09/2024 postreply 19:22:55

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