thanks now I understand a lot...

meowi · 2023-12-20 12:48:45Z

thanks now I understand a lot...简介

来源: meowi 于 2023-12-20 12:48:45 [档案] [旧帖] [给我悄悄话] 阅读数 : (594 bytes)

回答: 算起来相当复杂：男女不一样，给的rate不一样，有没有通货膨胀的考虑。。。由 A-mao 于 2023-12-20 12:22:07

I will ask the company how will they calculate the lump sum amount. if they calculate using 6% or below or higher. and how many years they use to calculate. will the us treasury rate interfair the company's calculating rate? Right now they us 6%. but 3 year ago, they may used 1-2%? if that is the case, one should take lump sum when rates are low, vs take monthly when rates are high at time of retirement (company has no inflation protection ). I have not seen anyone mention treasury rate in the decision making process yet.

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• 现在，银行和理财机构的annuity利息四大约4。5%计算的。 -A-mao- ♂ (462 bytes) () 12/20/2023 postreply 12:54:04

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