你还在这公司上班吗？提前拿出是公司不要你了或你不上班才没惩罚的

The rule of 55 is an IRS policy that can allow you to begin taking penalty-free

distributions from your 401(k), 403(a) or 403(b) if you lose or leave your job

in the year you turn 55 or later.

While tapping into your 401(k) may make sense,

weigh its impact on your full retirement plan before you proceed.

所有跟帖： 

• 还有这段 -螺丝螺帽- ♀ (4575 bytes) () 12/13/2023 postreply 17:00:06

• 现在还在这个公司上班。那来这个公司之前工作的公司可以满足条件吗?谢谢 -mm6799- ♀ (0 bytes) () 12/13/2023 postreply 17:12:46

• 那你肯定不能withdraw money without 10% penalty -caren- ♀ (0 bytes) () 12/13/2023 postreply 17:33:43

• 不符合IRS 55 year old rule -caren- ♀ (1376 bytes) () 12/13/2023 postreply 17:34:53

• 谢谢。自己辞职不干了也满足吗? -mm6799- ♀ (0 bytes) () 12/13/2023 postreply 17:58:25

• It doesn’t matter if you were laid off, fired, or just quit -caren- ♀ (0 bytes) () 12/13/2023 postreply 18:11:33

• 谢谢 -mm6799- ♀ (0 bytes) () 12/13/2023 postreply 18:18:05

• 你不工作，收入低，可以利用2026前税低的机会，把钱转到IRA， 再转到Roth。这样没有罚款 -start2020- ♀ (0 bytes) () 12/13/2023 postreply 18:46:20

• 不可以 -螺丝螺帽- ♀ (0 bytes) () 12/13/2023 postreply 17:43:09

• 55岁规则是解决你被公司雷了， 或因为原因， 你不在这公司干了， 那年钱短缺才出来的规则 -螺丝螺帽- ♀ (0 bytes) () 12/13/2023 postreply 17:46:03

• 谢谢，自己辞职不干了也满足吗? -mm6799- ♀ (0 bytes) () 12/13/2023 postreply 17:58:47

• 不问原因。你只要55岁以后离开现公司即符合要求 -caren- ♀ (0 bytes) () 12/13/2023 postreply 18:07:33

• 谢谢 -mm6799- ♀ (0 bytes) () 12/13/2023 postreply 18:17:47