Underwater’ Mortgages to Hit 48% through 2011-- bloomberg

来源: -j4 于 2009-08-05 21:08:40 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (1784 bytes)

Underwater’ Mortgages to Hit 48%,through 2011-- bloomberg

http://www.bloomberg.com/apps/news?pid=20603037&sid=adBYDzUMt68k

By Jody Shenn

Aug. 5 (Bloomberg) -- Almost half of U.S. homeowners with a mortgage are likely to owe more than their properties are worth before the housing recession ends, Deutsche Bank AG said.

The percentage of “underwater” loans may rise to 48 percent, or 25 million homes, as prices drop through the first quarter of 2011, Karen Weaver and Ying Shen, analysts in New York at Deutsche Bank, wrote in a report today.

As of March 31, the share of homes mortgaged for more than their value was 26 percent, or about 14 million properties, according to Deutsche Bank. Further deterioration will depress consumer spending and boost defaults by borrowers who face unemployment, divorce, disability or other financial challenges, the securitization analysts said.

“Borrowers may also ‘ruthlessly’ or strategically default even without such life events,” they wrote.

Seven markets in states with the fastest appreciation during the five-year housing boom -- including Fort Lauderdale and Miami, Florida; Merced and Modesto, California; and Las Vegas -- may find 90 percent of borrowers underwater, according to the report.

The share of borrowers owing more than 125 percent of their property’s value will increase to 28 percent from 13 percent, according to Weaver and Shen.

Home prices will decline another 14 percent on average, the analysts wrote.

To contact the reporter on this story: Jody Shenn in New York at jshenn@bloomberg.net
Last Updated: August 5, 2009 15:32 EDT

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• 我相信这个报道。我看到银行在继续收紧。我最近几个银行 -如山- ♂ 给 如山 发送悄悄话 如山 的博客首页 (115 bytes) () 08/05/2009 postreply 21:39:47

• Dear master 如山, why home prices are hitting new high? -toronto001- ♀ 给 toronto001 发送悄悄话 (13 bytes) () 08/05/2009 postreply 21:51:18

• 我不知道你指的是哪里和什么资料来源 -如山- ♂ 给 如山 发送悄悄话 如山 的博客首页 (0 bytes) () 08/05/2009 postreply 22:01:27

• 看看unemployment和foreclosure这两个数字，什么时候有改善 -如山- ♂ 给 如山 发送悄悄话 如山 的博客首页 (135 bytes) () 08/05/2009 postreply 22:12:39

• Toronto market looks very different -toronto001- ♀ 给 toronto001 发送悄悄话 (189 bytes) () 08/05/2009 postreply 22:21:16

• 我已经估计你在说多伦多。是的，温哥华也是。但我说的是美国 -如山- ♂ 给 如山 发送悄悄话 如山 的博客首页 (16 bytes) () 08/05/2009 postreply 22:45:14

• Yes, probably I should move to the US :) -toronto001- ♀ 给 toronto001 发送悄悄话 (0 bytes) () 08/05/2009 postreply 22:48:24

• 多伦多和温哥华是加拿大唯一俩个靠移民支撑的房市。 -subreeze- ♂ 给 subreeze 发送悄悄话 subreeze 的博客首页 (0 bytes) () 08/06/2009 postreply 12:27:12

• 请教如山兄，那里可查local foreclosure and unemployment data？ -Ranch- ♂ 给 Ranch 发送悄悄话 (0 bytes) () 08/06/2009 postreply 08:35:02

• Webs & local newspapers -如山- ♂ 给 如山 发送悄悄话 如山 的博客首页 (0 bytes) () 08/06/2009 postreply 14:30:06

• 新高是啥意思？费城周围跌的哗哗的 -xinsan- ♂ 给 xinsan 发送悄悄话 (438 bytes) () 08/05/2009 postreply 22:24:16

• I was not kidding at all...please check toronot house market -toronto001- ♀ 给 toronto001 发送悄悄话 (0 bytes) () 08/05/2009 postreply 22:26:44

• http://www.torontorealestateboard.com/consumer_info/market_news/ -toronto001- ♀ 给 toronto001 发送悄悄话 (73 bytes) () 08/05/2009 postreply 22:32:10

• toronto是加拿大吧。 -xinsan- ♂ 给 xinsan 发送悄悄话 (72 bytes) () 08/05/2009 postreply 22:38:45

• 不是以偏概全, just hope to ask a question, sorry if I offended you... -toronto001- ♀ 给 toronto001 发送悄悄话 (0 bytes) () 08/05/2009 postreply 22:46:44

• 我知道你不是。只是你没留意我一直只说美国。我不熟悉加拿大 -如山- ♂ 给 如山 发送悄悄话 如山 的博客首页 (14 bytes) () 08/05/2009 postreply 22:51:32

• Thank you...the price does not make any sense here. -toronto001- ♀ 给 toronto001 发送悄悄话 (0 bytes) () 08/05/2009 postreply 22:57:02

• Today, US sneezes pretty much alone. -不可复识- ♂ 给 不可复识 发送悄悄话 不可复识 的博客首页 (745 bytes) () 08/06/2009 postreply 08:28:02

• and I just hope to know if it's a good time to buy a home right -toronto001- ♀ 给 toronto001 发送悄悄话 (0 bytes) () 08/05/2009 postreply 22:57:57

• 回复：and I just hope to know if it's a good time to buy a home rig -说事- ♂ 给 说事 发送悄悄话 说事 的博客首页 (107 bytes) () 08/06/2009 postreply 00:26:22

• because many people are talking about inflation -toronto001- ♀ 给 toronto001 发送悄悄话 (0 bytes) () 08/05/2009 postreply 22:58:36

• 我知道一点Toronto的情况。 是和美国不一样。 -比花花还花- ♂ 给 比花花还花 发送悄悄话 比花花还花 的博客首页 (51 bytes) () 08/06/2009 postreply 15:35:54

• 我能够说一下美国市场已经很不错了，哪里有能力说加拿大。 -如山- ♂ 给 如山 发送悄悄话 如山 的博客首页 (0 bytes) () 08/05/2009 postreply 22:56:14

• if 美国市场 has inflation, how could加拿大avoid -toronto001- ♀ 给 toronto001 发送悄悄话 (0 bytes) () 08/05/2009 postreply 22:59:55

• 回复：新高是啥意思？费城周围跌的哗哗的 -red.rose- ♀ 给 red.rose 发送悄悄话 (6 bytes) () 08/05/2009 postreply 22:36:11

• can't be, it is just seasonal, always higher in summer -wonder1- ♀ 给 wonder1 发送悄悄话 wonder1 的博客首页 (0 bytes) () 08/05/2009 postreply 23:38:04

• 网友们，toronto001只是以为美国加拿大都一样，相信没别的意思 -如山- ♂ 给 如山 发送悄悄话 如山 的博客首页 (0 bytes) () 08/05/2009 postreply 22:58:40

• Thank you master, I really 没别的意思 :) -toronto001- ♀ 给 toronto001 发送悄悄话 (0 bytes) () 08/05/2009 postreply 23:02:02

• haha,加拿大和中国一样---哗哗乱涨 -hetero- ♂ 给 hetero 发送悄悄话 (0 bytes) () 08/06/2009 postreply 08:10:23

• 加拿大动向值得注意，日本房市演变历史也要了解。 --j4- ♂ 给 -j4 发送悄悄话 -j4 的博客首页 (0 bytes) () 08/06/2009 postreply 08:33:03

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