After tax 401k contribution 部分转成roth ira本来就不用交税。earning 部分转traditional ira 本来也不用交税。跟market crash有啥关系?
真要占market crash的好处,应该是在market crash时,把earning部分转成roth ira然后交税哈。
After tax 401k contribution 部分转成roth ira本来就不用交税。earning 部分转traditional ira 本来也不用交税。跟market crash有啥关系?
真要占market crash的好处,应该是在market crash时,把earning部分转成roth ira然后交税哈。
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好处就是自crash以后Roth IRA大涨的就不用交税
-JessAB-
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12/07/2023 postreply
17:41:06
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这样想也有道理。其实每年都应该这么做,不需要等market crash
-R&D-
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12/07/2023 postreply
17:48:07
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