true. for most people, your SS already provides

来源: borisg 于 2023-11-29 09:16:57 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (146 bytes)

the annuity component for your retirement. You do not have to convert your more active investment (401k, etc) into more annuity position.

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