special warranty deed 疑问

来源: RomaVacation 于 2023-09-22 18:22:06 [] [旧帖] [给我悄悄话] 阅读数 : (32176 bytes)
本帖于 2023-09-22 22:51:41 时间, 由普通用户 RomaVacation 编辑

有人遇到 special warranty deed 买的房子出麻烦的？

将来卖时 怎么变general warranty deed？

 

ChatGPT answer below

Converting a special warranty deed to a general warranty deed typically involves a legal process that should be handled by a qualified attorney or real estate professional. The process may vary depending on the laws and regulations of your jurisdiction, so it's crucial to consult with a local attorney who specializes in real estate law to guide you through the specific steps. Here are some general steps that may be involved in such a conversion:

  1. Consult an Attorney: Seek legal counsel from a real estate attorney who can assess your specific situation and advise you on the process and feasibility of converting the deed.

  2. Title Search: Perform a thorough title search on the property to identify any potential issues or encumbrances that might affect the conversion. This is to ensure that you have a clear understanding of the property's history.

  3. Negotiate with the Grantor: If you are the grantee (the person receiving the property), you may need to negotiate with the grantor (the person conveying the property) to agree on the conversion. The grantor would need to be willing to provide the additional warranties associated with a general warranty deed.

  4. Draft a New Deed: Work with your attorney to draft a new deed that specifically conveys the property with the warranties and covenants associated with a general warranty deed. This may involve revising the language and provisions of the deed to meet the requirements of your jurisdiction.

  5. Execute the New Deed: Both parties, the grantor and grantee, must sign the new deed in the presence of a notary public. The deed must then be recorded at the appropriate government office (usually the county recorder's office) to make it official.

  6. Notify Relevant Parties: Notify any relevant parties, such as mortgage lenders or title insurance companies, of the change in the deed type.

  7. Title Insurance: Consider obtaining title insurance to protect against any unforeseen issues or claims related to the property.

  8. Update Public Records: Ensure that the change from a special warranty deed to a general warranty deed is properly reflected in public records.

Please keep in mind that converting a deed type can have legal and financial implications, so it's essential to consult with professionals who specialize in real estate transactions in your jurisdiction. They can guide you through the process and help you understand the potential risks and benefits associated with the conversion.

所有跟帖： 

• 没遇到过麻烦。已经卖掉过这样的房。跟正常房一样交易 -Girlsmom92- ♀ 给 Girlsmom92 发送悄悄话 (0 bytes) () 09/22/2023 postreply 19:36:43

• 以special warranty deed 还 是general warranty deed 卖？ -RomaVacation- ♂ 给 RomaVacation 发送悄悄话 (0 bytes) () 09/22/2023 postreply 19:58:27

• 正常交易。卖给买家，就成了general warranty deed。title company will handle -Girlsmom92- ♀ 给 Girlsmom92 发送悄悄话 (0 bytes) () 09/22/2023 postreply 20:07:14

• 谢谢，i bought a house deed-in-lieu on special warranty deed -RomaVacation- ♂ 给 RomaVacation 发送悄悄话 (0 bytes) () 09/22/2023 postreply 20:17:12

• 我的是银行房。已经没有任何lien了。你的这种不太清楚 -Girlsmom92- ♀ 给 Girlsmom92 发送悄悄话 (0 bytes) () 09/22/2023 postreply 20:30:46

• deed-in-lieu就是前房主主动把房子给银行，没有经过foreclosure。 -柠檬椰子汁- ♂ 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (78 bytes) () 09/22/2023 postreply 20:33:27

• 没遇到过麻烦，将来要卖也不用换。 -守月- ♀ 给 守月 发送悄悄话 (0 bytes) () 09/22/2023 postreply 20:55:29

• 继续以special warranty deed卖会不会丢部分买家？ -RomaVacation- ♂ 给 RomaVacation 发送悄悄话 (0 bytes) () 09/22/2023 postreply 22:46:24

• 不会。special warranty deed是银行出售房一种特别deed，等同于保证title的正常deed. 你卖 -守月- ♀ 给 守月 发送悄悄话 (64 bytes) () 09/23/2023 postreply 08:55:39

• 投谈多次说过发贴人的毛病：有人=你自己；朋友儿子=你儿子 -硅谷码工头- ♂ 给 硅谷码工头 发送悄悄话 硅谷码工头 的博客首页 (0 bytes) () 09/22/2023 postreply 23:48:00

• 哈哈哈哈。。别人的老婆=自己的老婆。。 -borisg- ♂ 给 borisg 发送悄悄话 borisg 的博客首页 (0 bytes) () 09/23/2023 postreply 05:42:59

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