两党恶斗，债务上限也许不会调整，T-Bill 真的危险吗？我的近三年的余钱可全买了T-Bill

风险应该很小，政府总有收入，也会以付债优先。

One cannot predict how Treasury will operate when the debt limit binds, given that this would be unprecedented. Treasury did have a contingency plan in place in 2011 when the country faced a similar situation, and it seems likely that Treasury would follow the contours of that plan if the debt limit were to bind this year. Under the 2011 plan, there would be no default on Treasury securities. Treasury would continue to pay interest on those Treasury securities as it comes due. And, as securities mature, Treasury would pay that principal by auctioning new securities for the same amount (and thus not increasing the overall stock of debt held by the public). Treasury would delay payments for all other obligations until it had at least enough cash to pay a full day’s obligations. In other words, it will delay payments to agencies, contractors, Social Security beneficiaries, and Medicare providers rather than attempting to pick and choose which payments to make that are due on a given day.

所有跟帖： 

• 估计危险， 美国这艘船会不会 -youzifive- ♀ (54 bytes) () 05/05/2023 postreply 05:48:31

• 不用担心，两党谁也不敢拿美国的经济开玩笑。 -hhtt- ♂ (0 bytes) () 05/05/2023 postreply 06:42:23

• 同意。扯皮是因为还没到那么严重的地步。 -QinHwang- ♂ (0 bytes) () 05/05/2023 postreply 06:45:38

• 那I-bond是不是也得赶紧redeem了？ -七月徐风- ♀ (0 bytes) () 05/05/2023 postreply 06:57:20

• 和特斯拉股票比，和大通银行股票比，国债更安全。万一，万一 -上海大男人- ♂ (170 bytes) () 05/05/2023 postreply 07:13:32

• 说的对，安全都是相对的 -七月徐风- ♀ (0 bytes) () 05/05/2023 postreply 07:23:18

• 你这只有1万就别担心了吧，大佬们可都是 billions，让高个子的顶吧 -slow_quick- ♂ (0 bytes) () 05/05/2023 postreply 07:14:26

• 听慢速兄的，我把心放肚子里了。 -七月徐风- ♀ (0 bytes) () 05/05/2023 postreply 07:22:53

• 你只需知道结果不会，把两党之争的言辞当成戏词听甚至完全不听，你的担忧就没了。哈哈。你算中间派，按理说你对党争之词有免疫力 -守月- ♀ (0 bytes) () 05/05/2023 postreply 07:08:41

• 我认为US company's balance sheet much better than US government -越王剑- ♂ (117 bytes) () 05/05/2023 postreply 08:26:13

• 哪有什么"balance sheet"，就是征税的能力撑着的 -slow_quick- ♂ (0 bytes) () 05/05/2023 postreply 15:45:11