我是短期国债派，不买CD什么的，到时又要怕银行倒闭又有25万保险限制。美国国债是全世界最安全的投资！看看最近的国债利息？

Security Term	CUSIP	Issue Date	Maturity Date	High Rate	Investment Rate
4-Week	912796CW7	04/04/2023	05/02/2023	4.600%	4.693%
8-Week	912797FG7	04/04/2023	05/30/2023	4.600%	4.710%
17-Week	912797GA9	04/04/2023	08/01/2023	4.780%	4.938%
13-Week	912796ZR3	03/30/2023	06/29/2023	4.675%	4.810%
26-Week	912796CS6	03/30/2023	09/28/2023	4.650%	4.841%
4-Week	912796CV9	03/28/2023	04/25/2023	4.150%	4.233%
8-Week	912797FF9	03/28/2023	05/23/2023	4.400%	4.504%
17-Week	912797FZ5	03/28/2023	07/25/2023	4.805%	4.964%
52-Week	912797LL9	03/23/2023	03/21/2024	4.390%	4.617%
13-Week	912796ZQ5	03/23/2023	06/22/2023	4.675%	4.810%
26-Week	912796CR8	03/23/2023	09/21/2023	4.620%	4.809%
4-Week	912796CU1	03/21/2023	04/18/2023	4.220%	4.304%
8-Week	912797FE2	03/21/2023	05/16/2023	4.450%	4.556%
17-Week	912797FY8	03/21/2023	07/18/2023	4.750%	4.906%
13-Week	912796X53	03/16/2023	06/15/2023	4.750%	4.888%
26-Week	912796CQ0	03/16/2023	09/14/2023	4.700%	4.895%
4-Week	912796CT4	03/14/2023	04/11/2023	4.640%	4.734%
8-Week	912797FD4	03/14/2023	05/09/2023	4.820%	4.937%
17-Week	912797FX0	03/14/2023	07/11/2023	5.045%	5.216%
13-Week	912796ZP7	03/09/2023	06/08/2023	4.765%	4.903%

所有跟帖： 

• 我也是，本来想投了两年的，最近利率降得厉害，就作罢了 -名校FAN- ♀ (0 bytes) () 04/02/2023 postreply 06:47:53

• 以前我也这样想，后来觉得不一定，比如那天我问CapitalOne 11月 CD APY 5%。。。 -徒劳- ♂ (459 bytes) () 04/02/2023 postreply 07:47:56

• 同感. Time bond 就是 time market, 后知后觉, 太难了 -wu7788- ♀ (0 bytes) () 04/02/2023 postreply 08:26:32

• 财政部不是傻子，知道利率三十年不可能总是高。所以长期利率不会到5％ -柠檬椰子汁- ♂ (0 bytes) () 04/02/2023 postreply 08:57:38

• 正常情况下应该是存期越长利率越高，像现在这种倒挂的情况不能长久。所以我说在相同的高利率应该买长期的国债。 -徒劳- ♂ (0 bytes) () 04/02/2023 postreply 09:05:52