有道理, 但有人说这是按全美平均寿命算的, 亚裔经济条件好,生活规律没那么多DRAMA, 平均寿命长, 买年金就合算了
回答: 以前为一家保险公司码码,它卖寿险及年金。培训时101,精算部门按数据模型算好,正常情况下两者都只赚不赔。万一不正态分布了
由 RainyDay4321
于 2023-03-21 13:46:58
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