我不知道你的贷款是不是conventional loan

"If your loan is a federally related mortgage loan under RESPA, then there are limits on how much a lender can make you pay, both at closing and in your recurring mortgage payments."

https://www.consumerfinance.gov/ask-cfpb/is-there-a-limit-on-how-much-my-mortgage-lender-can-make-me-pay-each-month-for-insurance-and-taxes-the-escrow-en-200/#:~:text=They%20can%20require%20you%20to,to%20serve%20as%20a%20cushion.

 

所有跟帖： 

• 是的，30年conventional。我刚才也在看这篇文章 -newleaf2020- ♀ (0 bytes) () 01/20/2023 postreply 08:04:07

• You have a jumbo loan? -柠檬椰子汁- ♂ (916 bytes) () 01/20/2023 postreply 08:10:27

• 还真不是jumbo -newleaf2020- ♀ (23 bytes) () 01/20/2023 postreply 08:13:20

• 你个大学毕业的自己看 -柠檬椰子汁- ♂ (1986 bytes) () 01/20/2023 postreply 08:23:10

• 好的，正在研究。主要是没明白escrow有没有什么法律规定要有多少reserve -newleaf2020- ♀ (248 bytes) () 01/20/2023 postreply 08:28:42

• should have asked your loan agent -柠檬椰子汁- ♂ (0 bytes) () 01/20/2023 postreply 08:31:01

• 好的。谢谢解答。我确实是个法盲 -newleaf2020- ♀ (208 bytes) () 01/20/2023 postreply 08:48:47