But that's not double taxation.

来源: 柠檬椰子汁 2022-11-07 06:50:49 [] [博客] [旧帖] [给我悄悄话] 本文已被阅读: 次 (343 bytes)
本文内容已被 [ 柠檬椰子汁 ] 在 2022-11-07 07:07:08 编辑过。如有问题,请报告版主或论坛管理删除.

1. You are merely paying your income tax beyond 22500. 

and you get instant 8% for contributing.  It's the same as you invest in your own brokerage account outside 401K. 

2. The company match is subject to the second overall limit, if it doesn't exceed (~) 60K, it won't get taxed. 

所有跟帖: 

超过$22500那部分要当年交税,还有10%penalty,以后从401K取钱时还要交税 -田山碧水- 给 田山碧水 发送悄悄话 (119 bytes) () 11/07/2022 postreply 07:06:47

paying 10% for 8% match? doesn't make sense -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (0 bytes) () 11/07/2022 postreply 07:12:14

我是这样算的 -田山碧水- 给 田山碧水 发送悄悄话 (467 bytes) () 11/07/2022 postreply 07:21:11

like I said, not sure how two 401K plans work -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (723 bytes) () 11/07/2022 postreply 07:31:00

10% penalty is when corrective action not taken by 4/15/23 -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (861 bytes) () 11/07/2022 postreply 07:19:28

其实超过$22500那部分他可以做after tax 401K contribution,是吗? -田山碧水- 给 田山碧水 发送悄悄话 (0 bytes) () 11/07/2022 postreply 07:13:52

No, total limit is 22500. before and after tax -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (0 bytes) () 11/07/2022 postreply 07:15:56

我查了一下,after tax不受$22500的限制,只是所有contribution加起来不超过$61000即可 -田山碧水- 给 田山碧水 发送悄悄话 (0 bytes) () 11/07/2022 postreply 08:03:23

请您先登陆,再发跟帖!

发现Adblock插件

如要继续浏览
请支持本站 请务必在本站关闭/移除任何Adblock

关闭Adblock后 请点击

请参考如何关闭Adblock/Adblock plus

安装Adblock plus用户请点击浏览器图标
选择“Disable on www.wenxuecity.com”

安装Adblock用户请点击图标
选择“don't run on pages on this domain”