你这$236是3个月的利息，还有3个月利息被美国财政部扣着呢，因为你不持有这通涨债券到5年，那3个月的利息就是罚款。

You can cash in (redeem) your I bond after 12 months.

However, if you cash in the bond in less than 5 years, you lose the last 3 months of interest. For example, if you cash in the bond after 18 months, you get the first 15 months of interest. See Cash in (redeem) an EE or I savings bond.

所有跟帖： 

• 谢谢解释！ -长生有容- ♀ (0 bytes) () 11/04/2022 postreply 11:33:35

• 啊，是5年啊，我怎么记得是3年，还好买的少 -dfwoneth_wxc- ♂ (0 bytes) () 11/04/2022 postreply 11:54:18

• 3个月才1000？太少了。。。 -伯克希尔哈萨维- ♂ (0 bytes) () 11/04/2022 postreply 12:07:09