Thanks. This seems to be the best solution,

来源: newbigman 于 2022-08-17 13:22:41 [] [旧帖] [给我悄悄话] 阅读数 : (391 bytes)
回答: 这里早讨论过了，趁年轻转Roth IRA 由 徒劳 于 2022-08-17 12:34:52

though it also has big limitation as

1) I cannot do it while I am still working, 

2) If I wait until I retired, the only short window is between my retirement year to the year I collect SS benefit (4-5 years) which is too short so I have to transfer too much per year.

Any other suggestions?

 

 

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• if you change jobs, you can convert 401k to IRA and you can -gqc- ♀ 给 gqc 发送悄悄话 gqc 的博客首页 (36 bytes) () 08/17/2022 postreply 17:08:06

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