They are the same thing

来源: 柠檬椰子汁于 2022-01-20 12:49:24 [档案] [博客] [旧帖] [给我悄悄话] 阅读数 : (484 bytes)

回答: 柠檬; 您讲得我满感兴趣，但问题是： 1）避面了以后RMD，但是现在要交税，我还真不知道哪个更合算，我记前面的贴有人问过你由 Tendy 于 2022-01-20 12:34:09

Back door Roth = putting more than 7000 a year to ROTH IRA = converting 401K to ROTH IRA through traditional IRA rollover. They are the same thing.

401K to ROTH IRA conversion is worth it if there are growth in ROTH IRA because the growth in ROTH is tax free. But if she just want to put her money in cash or low growth investment, maybe it's not worth to convert. Just take the RMD maybe okay.

您的位置：文学城 » 论坛 » 投资理财 » They are the same thing

所有跟帖：

• 明白了，可以和她说一下，但她不会投资炒股，只会找一个基金放那，所以多半是不想做了， -Tendy- ♂ (0 bytes) () 01/20/2022 postreply 13:46:43

请您先登陆，再发跟帖！