下面是我从Google里查到的，您觉得怎么样？

来源: Tendy 于 2022-01-17 04:41:09 [档案] [博客] [旧帖] [给我悄悄话] 阅读数 : (1814 bytes)

回答: 不懂别瞎逼逼.ROTH的钱增值不付税,不属TAXABLE ACC.RMD拿出的钱即使付了税也不可以转入ROTH 。这是美国税法由 DSc 于 2022-01-16 19:35:52

IInvesting an RMD into a Roth In other words, if your RMD was less than $7,000, all of the money could be deposited into a Roth IRA. However, if you contributed $4,000 to an IRA in the same year, only $3,000 from your RMD could be placed into a Roth IRA. There are various Roth IRA contribution rules.‘’

那么区别是在数量上，如果完全不可以把RMD转入Roth，那么什么样的钱可以Convert?

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所有跟帖：

• 如没有EARNED INCOME，连7000 ROTH都不可以放！正确步骤是RMD和ROTH conversion 分开做分开算 -DSc- ♂ (319 bytes) () 01/17/2022 postreply 07:38:36

• roth accounts is broader than ira -MYTA- ♀ (0 bytes) () 01/17/2022 postreply 10:10:23

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