房保险

来源: Joy00 2021-10-23 09:21:49 [] [博客] [旧帖] [给我悄悄话] 本文已被阅读: 次 (994 bytes)
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Net claim: $A

Total recoverable depreciation: $B

Net claim if depreciation is recovered: $C

 

How recoverable depreciation is paid on a damaged roof:

Replacement cost $10,000 

depreciation (8 years old / 20 year lifespan = 40%)-$4,000

Actual cash value$6,000

Subtract deductible -$500 Net claim (first payment)$5,500

Add recoverable depreciation (second payment)+$4,000------------保险会付全部B?

Total claim amount$9,500

所有跟帖: 

修完submit发票,then the insurance company will give B? -Joy00- 给 Joy00 发送悄悄话 Joy00 的博客首页 (414 bytes) () 10/23/2021 postreply 09:37:14

Yes -bull2021- 给 bull2021 发送悄悄话 (0 bytes) () 10/23/2021 postreply 09:41:39

若保险会付B全部, -Joy00- 给 Joy00 发送悄悄话 Joy00 的博客首页 (1262 bytes) () 10/23/2021 postreply 09:58:24

roof company 会帮你算的 -bull2021- 给 bull2021 发送悄悄话 (0 bytes) () 10/23/2021 postreply 10:33:56

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