BidenCare Explained (8.5%)

https://www.marketwatch.com/story/obamacare-health-insurance-just-got-much-cheaper-for-early-retirees-11616501143

The second, and potentially far more important, change that the American Rescue Plan Act of 2021 makes to the ACA is eliminating the “subsidy cliff.”

Under the original law, if your MAGI exceeds 400% of the FPL, you lose premium subsidies completely. Earning a single dollar of additional income at the 400%-of-FPL threshold could result in paying thousands of dollars in additional health-insurance premiums. Your subsidies would drop to zero.

With the change in the new law, the maximum anyone will pay for health-insurance premiums is 8.5% of their income. If your income exceeds 400% of FPL, you won’t lose thousands of dollars in premium subsidies. Instead, you will pay $8.50 more per year in premiums for every $100 of extra income you earn.

 

所有跟帖： 

• 2021 美国人救援法规定，医保年费不超过收入的8.5%. -柠檬椰子汁- ♂ (434 bytes) () 07/16/2021 postreply 11:14:12

• 有猫腻啊 -勿来三- ♂ (131 bytes) () 07/16/2021 postreply 11:30:51

• ACA对保险项目的规定还是原来的。也就是说还是原来的金银铜计划。 -柠檬椰子汁- ♂ (71 bytes) () 07/16/2021 postreply 11:32:45

• Silver plan, 不信的话去网站算一下嘛 -LiveInMatrix- ♂ (118 bytes) () 07/16/2021 postreply 11:36:04

• 这就解释了我的实验估测 -柠檬椰子汁- ♂ (208 bytes) () 07/16/2021 postreply 11:23:07

• 这个American Rescue Plan Act属于COVID-19 Stimulus Package -勿来三- ♂ (127 bytes) () 07/16/2021 postreply 11:44:31

• 希望你2023年到达65岁，呵呵 -柠檬椰子汁- ♂ (0 bytes) () 07/16/2021 postreply 11:50:09

• 就管两年啊 -勿来三- ♂ (235 bytes) () 07/16/2021 postreply 12:01:17

• 年income17万刀的月premium才是$1200 -LiveInMatrix- ♂ (0 bytes) () 07/16/2021 postreply 11:29:01

• 这CAP只是2021和2022 only。以前没有，以后也可能没有.下面有些人不懂还冒充，说我多付了。 -MissionBay- ♀ (0 bytes) () 07/16/2021 postreply 11:38:24

• 2022年是个选举年，8.5% cap会成为一个选题，选民决定吧。 -柠檬椰子汁- ♂ (0 bytes) () 07/16/2021 postreply 11:43:12

• 我想早退，到时我的选择容易了 -LiveInMatrix- ♂ (177 bytes) () 07/16/2021 postreply 11:51:46

• 有存款、房产和investment，但低收入怎么算 -杭城一丫- ♀ (0 bytes) () 07/17/2021 postreply 04:06:00