investing in qqq (Control), the rate of return can be significantly increased with Method B. You are absoluteoly right about the lost decade of 1999-2009. That is why I try to limit the amount in tqqq. In my example, I limited tqqq at $100k. If the market drops, just keep adding into it so that tqqq has $100k. If by 2009 there is $100k in tqqq, the next decade should do quite well. What do you think? Thanks.