security deposit

请问坛里的地主前辈们， 我发现有些州要求 security deposit 需要存在特定账户， 比如北卡：

Storing Deposits 

Landlords in North Carolina have two options for storing security deposits:

 

1. Trust accounts: The account must be in a licensed and insured bank or financial institution located in North Carolina.
2. Bonds: Landlords can post a bond for the amount of the security deposit if it is issued by an insurance company with a business license in North Carolina. They are then to keep such security deposits in a trust account outside of the state.

 

Within 30 days of receiving a security deposit, landlords must notify tenants of the name and address of the bank or financial institution where the deposit is being held or the insurance company that posted the bond

这个要求需要严格遵守吗？存在自己的银行账户可以吗？什么是TRUST account 呢？ 第二条是什么意思呢？新手上路，问题比较多，请多包涵。

所有跟帖： 

• 加州好像把deposit当做当年收入，退了之后再算损失，我没理。 -QinHwang- ♂ (0 bytes) () 10/06/2020 postreply 14:44:11

• 需要遵守。bond这个额不清楚。是存在单独户头（从 -MrsKwok- ♀ (110 bytes) () 10/06/2020 postreply 15:08:52

• 要单独一个账户放security deposit，不能跟其它的钱混着 -pangpangxiongxiong- ♀ (0 bytes) () 10/06/2020 postreply 16:49:05

• Bank 的location 怎末算呢？ Bank of America 可以说 located in North Caroli -CA_秋风- ♀ (98 bytes) () 10/06/2020 postreply 15:27:30

• 有在北卡注冊的银行就行。 -MrsKwok- ♀ (0 bytes) () 10/06/2020 postreply 15:32:15

• 怎么知道一个银行是在什么地方注册的呢? -CA_秋风- ♀ (0 bytes) () 10/06/2020 postreply 15:35:08

• 唉，在北卡这个州开的银行就是了…… -MrsKwok- ♀ (0 bytes) () 10/06/2020 postreply 15:44:22

• 有分行就得注册啊 -pangpangxiongxiong- ♀ (0 bytes) () 10/06/2020 postreply 16:46:07

• Is it mean -CA_秋风- ♀ (209 bytes) () 10/06/2020 postreply 17:07:48

• It is not mean, it is very nice! -hhtt- ♂ (0 bytes) () 10/06/2020 postreply 18:30:15

• 北卡有BOA 的话，在加州开BOA 就行了…… -MrsKwok- ♀ (0 bytes) () 10/06/2020 postreply 19:47:33

• 是这样。美银在北卡有生意，所以可以 -pangpangxiongxiong- ♀ (0 bytes) () 10/07/2020 postreply 02:00:09